Terms

1. Builder accounts

• You sign in with GitHub. Your page is buymecredits.com/your-github-username and shows your GitHub name, photo and public projects.
• You must be at least 18 years old to have a builder account.
• You're responsible for your account, your page and anything you post on it, including ideas.
• We can suspend or remove accounts that break these terms or misuse the service.

2. Buying credits for someone

• You can buy between $5 and $1,000 of credits for a builder. A service fee of 10% + $0.50 is added on top and shown before you pay. The builder receives the full amount you chose as credits.
• Payments are handled by Stripe, which acts as the seller of record and takes care of sales tax or VAT where it applies. Your receipt comes from Stripe.
• A purchase is a gift and is final. We don't offer refunds, except where the law requires one or a payment was made without the cardholder's permission. Contact us if something went wrong.
• Purchases of $25 or more can include a message. Only the builder sees it. They may turn it into a public idea and edit it. Don't send anything unlawful, hateful or abusive.
• Backing an idea is a gift too. It's not a pre-order, and there's no promise the idea gets built. If it ships, we'll send you one email to let you know.

3. Credits

• Credits are prepaid service credits for using AI models through buymecredits.com. They are not money: they have no cash value, can't be withdrawn, transferred to someone else or exchanged.
• Each AI request is charged from your balance at the model provider's list price for that request, plus a 5% usage fee that covers the AI gateway and running the service.
• The last $1 of every balance can't be spent. Requests stop once a balance would drop below $1.
• We use limits to keep the service safe, such as requests per hour and platform-wide spending limits. We may pause AI usage temporarily, for example during a provider outage or when a safety limit is reached.
• Which AI models and providers are available can change over time.
• We don't offer cash-out. If we ever do, it will have a minimum of $100 and its own terms.
• If we ever close the service, we'll give builders at least 30 days' notice to use their credits.

4. Your key and acceptable use

• Your personal key connects Claude Code to your balance. Keep it secret: anyone with it can spend your credits.
• You must follow the usage policies of the AI providers whose models you use, for example Anthropic's Usage Policy.
• Don't resell access, share your key publicly, try to get around limits or billing, or attack the service.

5. AI output and our liability

• AI output can be wrong. Check it before you rely on it.
• The service is provided "as is". As far as the law allows, we're not liable for indirect losses, and our total liability is limited to the amount you paid us in the 12 months before the claim. Nothing here limits rights you have under consumer law.

6. Changes

We may update these terms. If a change matters, we'll show it on the site before it takes effect. How we handle your data is in our Privacy Policy.